ph: 1300 648 2151

What I still have a chance if I have default that appears on Veda Advantage?

YES. We have several clients whom we have been able to obtain approvals for with one or more defaults. The following is a guide on what will be accepted however you should contact us to discuss further. 

Home Loans: - We have many Lenders and products that will suite you even if there are one or more defaults on your Credit file. Apply Now

Personal Loans:- If you have default listed by a Telecommunications company (e.g. Telstra, Optus), we still may be able to consider provided the Default is under $500 and has been paid. If you have one or more 'Lender' defaults (e.g. Cba, ANZ, GE Money), unfortunately you will have to wait until this drop off your credit file which is 5 years from the date of your default being listed on your credit report. Apply Now

Car Loans: - We have several Lenders that may be able to help if you have some minor defaults. Apply Now

With any default, it should be noted that there has to be a good explanation for why it occurred. The default should also be paid as quickly as possible after it has been listed as this will show 'good intent' to do the right thing. Some defaults are genuinely an error are or being disputed.

To obtain a copy of your Credit file, contact Veda Advantage or phone 133124