Standard Variable Rate Home / Investment Home Loan
A home loan that provides you with a greater level of features, variable interest rates and low ongoing fees.
Features and Benefits
Loan Purpose
• Owner Occupied Housing and Investment including purchase of vacant land
• Construction
• Refinance including debt consolidation
• Personal and investment purposes
• Off the Plan purchases
Features
• Weekly, fortnightly or monthly repayments
• Repayment Redraw
• Lump sum repayments are allowed
• Portability
• Mortgage Offset facility
Benefits
• Interest calculated daily and charged monthly
• Repay your home loan off faster
• Ability to repay lump sums (limits apply)
• Structure repayments weekly, fortnightly or monthly
• Reduce monthly payments with a loan term up to 30 years
• Make additional repayments to pay off the loan sooner and save on interest
• Repayment Redraw (re-borrow payments in advance back off the home loan)
• Payment methods via Internet Banking, Telephone Banking, ATMs, EFTPOS and Branches
• Portability – move your home loan to your next home purchase
• Interest Only - make interest only payments for a period of 1, 2, 3, 5, 7, 10 or 15 years
• Repayments can be automatically deducted from any nominated banking account
At a Glance
• Minimum – $10,000
• Maximum – No Maximum
• Term – up to 30 years
• Flexibility to redraw
• Lower/no ongoing fees
